Klarna – Flexible Payment Options

Why pay with Klarna?

• Instant approval decision at checkout
• No hidden fees when you pay on time
• Bank-level security and buyer protection
• Flexible options to manage cash flow
• Fast checkout – no account required

Payment options available

Pay in 30 days

Receive your equipment now and settle the balance within 30 days. Ideal if you’re managing short-term cash flow or waiting on invoice payments.

• No upfront cost
• No interest or fees when paid on time
• Try before you fully commit

Pay in 3 instalments

Spread the cost over 3 equal, interest-free payments. The first instalment is taken at checkout, the next two every 30 days.

• 0% interest
• No impact on your credit score for Pay in 3
• Predictable monthly payments

Financing (where available)

For larger orders, Klarna may offer longer-term finance with structured monthly payments.

• Fixed repayment schedule
• Improved cash flow for your business
• Upgrade equipment without a large upfront hit

Availability depends on Klarna’s assessment and may vary by country.

How Klarna works at checkout

1. Add your chosen equipment to the basket.
2. Proceed to checkout and select Klarna as your payment method.
3. Choose the Klarna option that suits you (Pay in 30 days, Pay in 3, or finance where offered).
4. Complete a quick affordability check.
5. Your order is confirmed instantly and processed as normal.

You can view and manage your payments in the Klarna app or via email reminders.

Who can use Klarna?

• Residents with a UK address
• Customers aged 18 or over
• Using a valid debit or credit card
• Subject to a quick affordability & identity check

Klarna performs a soft credit check for “Pay in 3” and “Pay in 30”. This does not affect your credit score. Financing plans may involve a hard credit check.